Energy cost crisis

Britons are bracing themselves for an expensive winter as a global surge in the cost of gas at wholesale has led many companies to drastically increase their prices. While many companies have reacted by hiking up costs even more for customers, others have taken...

What next for the bond market?

A lot of people, especially some of the economists, feel that inflation is structural in nature. In case inflation tends to be more sticky or tends to be more aggressive and violent, that could affect the bond market. One has to remember that for the last decade or...

UK dividend recovery at risk

A rapid recovery in UK dividends could be derailed by new rules governing how UK companies manage their cash flow liabilities, actuary Lane Clark & Peacock has warned. UK dividends have jumped 61% this year from the 2020 low with £19bn paid out in the second...

Inflation may prompt interest rate rise next year

A Bank of England policymaker has suggested that UK interest rates could rise in the next year if the recovery continues and rising prices lead to ‘more persistent’ inflationary pressures. Michael Saunders, a member of the Bank’s Monetary Policy Committee which sets...

How seriously should investors take inflation

Inflation has been on the rise recently in the UK and around the world. Is this rise transitory, as central bankers are saying it is, or persistent and therefore cause for concern? The importance of this question cannot be understated. The high inflation of the ’60s...

Equity fund resurgence

UK equity funds enjoyed a resurgence in July as low interest rates and cash savings prompted a flood of new money during the typically quiet summer lull. After two months of net outflows UK equities saw a reversal of fortunes during the period, raking in £245m, making...

Pension contributions hold up despite Covid

The number of eligible employees participating in a workplace pension remained stable year-on-year in 2020 at 88%, equal to around 19.4 million savers, the latest government figures have shown. Additionally, the data revealed that the total annual savings for eligible...

Record house prices

The average UK house price reached a fresh record high in August while annual inflation cooled to a five-month low, after the partial end of the stamp duty holiday in England and Northern Ireland. Halifax, one of the country’s biggest mortgage lenders, said the...

Investing for children

As we grow older, our financial priorities change. It looks like this is especially the case for grandparents who are big fans of investing accounts like Child SIPPs and the Junior Stocks and Shares ISA. Here’s what you need to know about investing money in these...

Social care reform

The prime minister wants to fix the social care system – a policy welcomed by almost everyone – but his plan to fund reforms by increasing National Insurance has been roundly condemned by current and former ministers on both sides of the political...