Help for flat owners stuck in cladding limbo

New guidance has been released aimed at reducing the number of wall safety surveys being requested by banks and building societies on blocks of flats. Thousands of flat owners have been unable to sell or re-mortgage because they cannot get the checks done. The Royal...

The lowdown on 95% mortgages

When the chancellor, Rishi Sunak, announced his budget last week, he talked about the government’s goal of turning generation rent into “generation buy”. The measures he outlined to help would-be homebuyers had been heavily trailed – an extension to the stamp duty...

What the Budget means for you?

The Chancellor’s 2021 Budget focused on continued support as the UK moves towards what is hoped to be the end of the Covid pandemic this year. Homebuyers, businesses, employees and the self-employed are among those who should continue to benefit from these measures,...

London’s Landlords are feeling the burden of buy-to-lets

The coronavirus pandemic has had many unseen consequences. A year ago, we couldn’t have imagined that London would no longer be the hub of activity it once was. A shift towards remote working, increasing property prices and decreasing rental rates have had a...

HMRC drop late payment fines

Self-assessment taxpayers who pay their tax or set up a payment plan by April 1 won’t be charged a 5% late fee. But taxpayers are still urged to settle any outstanding amount as soon as possible, as you’re still charged interest. Normally, a 5% late payment penalty is...

Covid causes taxing times for expats

COVID-19 is having a potential unforeseen tax consequence on expats whose travel plans are disrupted as government close borders and impose self-isolation periods. The travel bans could have an impact on where expats pay tax. Many expats are concerned that if they are...

Cash ISAs see record amounts pulled from accounts

Today, the cash ISA is becoming unloved for the majority. Rates are pitiful – even more so than regular accounts. While the nation became one of accidental savers last year, you’d expect the reserves of cash ISAs to have plumped as well. Instead, what has...

The cost of un-used university housing

The 2020/21 results of the National Student Accommodation Survey, published last week, and carried out by ‘Save the Student’ reveal the financial toll of the pandemic related to students’ living situations. Based on its calculations, ‘Save the Student’ estimates a...

Gamestop and equity bubble fears

The flood of retail investors piling into markets like the Redditors behind the Gamestop mania has been described as a “harbinger of over-exuberant markets” and evidence of potential equity bubbles brewing. Down on its luck video game retailer Gamestop took the...

Investment opportunities amid global mining boom

RioTinto will hand investors the largest dividend in its 148-year history as it cashes in on a mining bonanza. The company will pay out £6.5 billion, equal to 400p per share, after a surge in the price of steelmaking ingredient iron ore boosted profits by more than a...