Dog’ funds

The number of funds that have consistently underperformed in the markets they invest in this year has risen by a third, new data has shown. This is partly due to the gulf between the performance of growth versus value and income funds, which has been exacerbated by...

MPs demand more support for self-employed

The government is under mounting pressure to plug gaps in its emergency coronavirus wage subsidy schemes at the March budget to support millions of self-employed people and other workers excluded from furlough. MPs and campaign groups said the chancellor, Rishi Sunak,...

Tax rises on the horizon?

Chancellor Rishi Sunak will set out plans to boost the UK economy in his Budget next month. This could mean tax rises as the government looks to balance the books after borrowing a record £284.7 billion following the coronavirus crisis. For this Budget, there has been...

Pension pathways

Hundreds of thousands of savers face a retirement income lottery as providers are poised to put their pension pots into a hotchpotch of ‘one-size-fits-all’ investment funds. From now, over-55s who dip into their pension for the first time without getting...

Crash prospects

The volume of articles by analysts warning of another stock market crash is growing. This may strike you as odd, because a few short weeks ago, plenty of analysts were talking up the forthcoming 2021 stock market rally instead. There is only one thing investors can do...

What next for the silver surge?

After squeezing hedge funds shorting GameStop stocks, the online mob is now hoping to do the same with the silver price. But this time, things aren’t quite so simple. Never, in the history of financial markets, has there been a commodity with as much potential as...

The gender pension gap

Retirees seeking mortgages are suffering a gender pension gap that is seven times worse than the national average, according to new research by Responsible Life. The gender pension gap is the percentage difference between pension income for men and women. Responsible...

Tax on investments

If you’re among the army of retail investors who have made big money trading in shares of GameStop and other previously downtrodden stocks, one thing is certain: The taxman will come. Trading by small investors caught fire in 2020, as boredom brought on by pandemic...

The over 55s pensions experiment

The Financial Conduct Authority (FCA) is introducing the investment pathways initiative to ensure that anyone with a pension drawdown account has access to simple, good-value investments that broadly match their retirement income goals. The reforms are designed to...